About Us

A mutual (cooperative) insurance company is a ''mutual endeavor'' between the company, its policyholders and the local community. We are proud of our strong local ties and the important contributions made by our company to the future growth of our community in the form of taxes, investments and leadership.

A mutual insurance company is ''owned'' by the policyholders, who are similar to stockholders in a corporation. Our policyholders elect the company's board of directors, play a critical role in the decision-making process and the setting of the company's future direction. A mutual company is the essence of a cooperative enterprise. Our company primarily provides policyholders with property and liability insurance in three major areas: homes, businesses and farms, including livestock and farm equipment. This offers policyholders protection against such dangers as fire, lightning, wind, hail, theft and for the claims of others against you (liability insurance). Our local roots are strong, long-established and unique with a special expertise in the areas of concern to the rural and farm communities.

What Makes Us Special?
As a cooperative insurance company, we offer our policyholders a number of unequaled and special features including an obvious one - a stake in the ownership of the company. Our policyholders receive prompt, personal and attentive claims service from a nearby central office which often is located in your hometown. In fact, it would not be extraordinary for you to have claim processed by individuals you already know.